1Lancaster, Pennsylvania
J. MacNeill-Traylor//Getty Images The extra low cost of living is one of the main reasons why you should consider retiring in Lancaster. It's also close to major cities such as Philadelphia, New York, Baltimore, and more without all the hustle and stress. Furthermore, Pennsylvania doesn't tax retirement income, and Lancaster's downtown art and theatre scene is definitely on the rise.
2Pensacola, Florida
Art Wager//Getty Images Don't miss out on Pensacola's sandy white beaches which you can enjoy year-round. You can track down affordable beachside housing here and, of course, Florida doesn't charge retirement income taxes for residents.
3Minneapolis, Minnesota
Walter Bibikow//Getty Images You'll be comfortable in Minneapolis year-round, as huge parts of the downtown area are covered, allowing you to walk around even in cold weather and snow. While this may not be the place for warm weather lovers, it has all the makings of a fabulous retirement town, thanks to its activities and affordability. The only thing is, unfortunately, you'll be required to pay a retirement income tax.
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4Tampa, Florida
John Coletti//Getty Images Tampa is another Florida recommendation worth putting at the top of your list. Besides its incredible beaches, there's plenty to do along with several highly rated hospitals you can rely on. It's a win-win as a cool city that's still got a calm atmosphere.
5Casper, Wyoming
DenisTangneyJr//Getty Images If you're tired of the beach, you can switch things up by turning to the mountains of Wyoming. The state has a lenient tax structure and the most stunning landscapes around.
6Wilmington, Delaware
Jumping Rocks/UIG//Getty Images Wilmington is known for being a luxurious place to retire, courtesy of its easy-going atmosphere and amenities like parks and historical sites. Delaware also doesn't have any state taxes, making shopping extra fun, and it also has some of the best hospitals in the country. What more could you want?
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7Naples, Florida
benedek//Getty Images Do you love high-end stores, golf, and beaches? Look no further than Naples. The beach town has it all and the sunny weather proves it's the place to be.
8Raleigh, North Carolina
Mlenny//Getty Images The laid-back state of North Carolina deserves a spot on this list, especially as Raleigh has an above-average air quality score. Additionally, there's plenty of greenery and fun outdoor activities, just be aware of the state's 4.99% retirement income tax rate.
9Augusta, Georgia
DenisTangneyJr//Getty Images Do you prefer mild year-round temperatures? If so, Augusta was made for you. Unlike Atlanta, there's rarely any traffic and you'll enjoy big city amenities in a smaller town.
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10Huntsville, Alabama
Jeremy Poland//Getty Images The Appalachian Mountains and plenty of state parks surround Huntsville, making it a healthy place to plant roots. Kayaking, fishing, and boating are also common pastimes that can make the retired life extra enjoyable.
11Cleveland, Ohio
Ken Redding//Getty Images Housing costs are significantly lower than the national average in Cleveland. Considering this expense takes up the majority of any budget, that alone makes the city a solid retirement location.
12Knoxville, Tennessee
Jess Maples//Getty Images Health and medical care services in Knoxville are some of the greatest around. People are also big fans of the outdoor scenery and the cost of living expenses are much lower than in other cities.
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13Winston-Salem, North Carolina
halbergman//Getty Images In addition to retirees, young professionals and families make up a good portion of the demographic giving the city just the right amount of energy. It's not a big city, but it's not too sleepy or isolated either.
14Fort Wayne, Indiana
Deb Perry//Getty Images Craving that friendly, midwestern vibe? Head to Fort Wayne. You'll be absolutely charmed by the array of coffee shops, green spaces, and the city's bustling cultural scene.
15Fort Worth, Texas
Jupiterimages//Getty Images Big cities in Texas can get pricey, but Fort Worth won't break the bank. Additionally, the winters are mild so you won't ever have to worry about the cold.
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16Spokane, Washington
Kai Eiselein//Getty Images On the hunt for gorgeous golf courses, a hotspot for touring Broadway shows, and no state retirement income tax? Then, yes, Spokane is the sweet city you need to know about.
17Richmond, Virginia
Sky Noir Photography by Bill Dickinson//Getty Images Last but not least, check out Richmond, which has an unmatched art scene and more. Despite being an hour and a half from the nation's capital, Richmond is still as affordable as can be with some of the country's leading hospitals in town as part of Virginia Commonwealth University.
Isis Briones is House Beautiful’s Senior Shopping Editor, she’ll find the best items for your home at every price point. She also loves to travel, so don’t be surprised if she hooks you up with some travel deals. Find more of her work published in Complex, Architectural Digest, Teen Vogue, and more.
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